Car insurance in the United States
Topic 1: Types of Coverage When it comes to car insurance in the United States, it is essential to understand the different types of coverage available to ensure you have adequate protection for your individual needs. Let's take a look at some of the main types of coverage: Liability Coverage: This is mandatory coverage in most states in the US. It covers bodily injury and property damage that you may cause to other people in a car accident. Coverage limits are expressed in three numbers, for example, 25/50/25, representing $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage per accident. Collision: This coverage pays for damages to your car in the event of an accident, regardless of who was at fault. It is especially important if you have a new or financed car as it helps cover the costs of repair or replacement. Comprehensive: This coverage protects against damages to your car not caused by car accidents, such as theft, ...